About Us

New Hampshire Housing helps homebuyers achieve successful homeownership by offering affordable mortgage options and other types of assistance.

Some of the advantages of our programs include:

  • Low downpayment requirements
  • Market advantaged mortgage rates
  • Cash to help with downpayment and closing cost
  • Low cost mortgage insurance options

 
You can learn more about these benefits here.

We work with a network of approved local lenders, offering our programs to homebuyers with incomes up to $176,200. We also support potential homebuyers with a variety of free or low-cost education options, both in person and online.

Who We Are

About New Hampshire Housing's Homeownership Division: As a self-supporting public corporation, New Hampshire Housing promotes, finances, and supports housing solutions for the people of New Hampshire. Our special mortgage programs have helped more than 55,000 families purchase their own homes. The Homeownership Division works with a network of lenders and real estate professionals to offer a variety of mortgage programs that enable homebuyers – especially first-time homebuyers – to purchase or refinance a home in New Hampshire. NHHomeownership.org.  Visit us at NHHousing.org and NHHomeownership.org.
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Our Mission

New Hampshire Housing promotes, finances, and supports housing solutions for the people of New Hampshire.
Have a question about New Hampshire Housing or our courses?  Feel free to contact us at ownershipinfo@nhhfa.org.

We're Opening Doors!

New homeowners last year!

In self-generated downpayment cash provided last year.

Average amount in downpayment assistance received!

Why Choose Us

At New Hampshire Housing, our goal is to make homeownership more affordable. That’s why we offer a wide variety of great homeownership programs, including mortgages, downpayment and closing cost assistance, reduced mortgage insurance options, and more. These programs come with great benefits, too—like low downpayment requirements and transparent fixed rates. Our maximum income limit is $176,200.  While our maximum income limit is $176,200, some programs have varying income and purchase price limits, we recommend you speak with an approved lender to see what you qualify for!.

Low Downpayment Requirements

NH Housing's mortgage programs offer low downpayment options, ranging from no money down to 5%. To find out which programs you qualify for, consult one of our approved lenders.

Downpayment Payment and Closing Cost Help

Our mortgage programs provide cash assistance to help with your downpayment and closing costs. To find out which programs you qualify for, speak with one of our approved lenders.

Resources & Education

The first step on the path to homeownership is education. Jumpstart your homebuyer education with online courses, financial counseling, live seminars, and more.

Visit us at NHHomeownership.org

Contact us: ownershipinfo@nhhfa.org